In the realm of finance, the term Non-Performing Assets (NPA) Finance often garners significant attention. These assets, which fail to generate expected returns for financial institutions, can present numerous challenges for both lenders and borrowers alike. This article aims to delve into the multifaceted issues associated with NPA finance, shedding light on their causes, implications, and potential solutions. Definition and Classification Non-Performing Assets (NPA) Finance encompasses loans or advances that cease to generate income for banks or financial institutions. Such assets are typically categorized into substandard, doubtful, or loss assets, based on the severity of their non-performance and the likelihood…